Blockchain Infrastructure (chains, stablecoins used)

Ramply's blockchain infrastructure is built on a multi-chain architecture that supports 30+ blockchain networks, ensuring optimal performance, security, and cost-effectiveness for cross-border payments.

Supported Blockchain Networks

Layer 1 Blockchains

  • Ethereum: Primary network for USDC and major DeFi integrations

  • Polygon: Low-cost transactions for high-frequency transfers

  • BSC (Binance Smart Chain): Fast and affordable transactions

  • Avalanche: High throughput and low latency

  • Solana: Ultra-fast transaction processing

  • Arbitrum: Layer 2 scaling for Ethereum

  • Optimism: Optimistic rollup for Ethereum scaling

Layer 2 Solutions

  • Polygon PoS: Ethereum-compatible sidechain

  • Arbitrum One: Optimistic rollup with full EVM compatibility

  • Optimism: Layer 2 scaling solution

  • Base: Coinbase's Layer 2 network

Alternative Networks

  • Tron: High-speed transactions with low fees

  • Fantom: Fast finality and low costs

  • Harmony: Sharded blockchain for scalability

  • Cronos: Crypto.com's EVM-compatible chain

Stablecoin Strategy

Primary Stablecoins

  • USDC (USD Coin): Circle's regulated stablecoin

    • Deployed on Ethereum, Polygon, Avalanche, Arbitrum, Optimism

    • Fully backed by US dollars and cash equivalents

    • Regulated and audited by top-tier accounting firms

    • Primary choice for institutional and retail users

  • USDT (Tether): Most liquid stablecoin

    • Available on multiple chains for maximum liquidity

    • High trading volume and market acceptance

    • Used for arbitrage and liquidity provision

Regional Stablecoins

  • EURC: Euro-pegged stablecoin for European users

  • USDC on Polygon: Low-cost alternative for smaller transfers

  • USDC on Avalanche: Fast settlement for time-sensitive transfers

Circle Integration

Non-Custodial Wallet Infrastructure

  • Circle API Integration: Direct integration with Circle's infrastructure

  • USDC Minting/Burning: Programmatic stablecoin management

  • Compliance Integration: Built-in KYC/AML compliance

  • Regulatory Compliance: Circle's regulatory framework ensures compliance

Key Benefits

  • Regulatory Clarity: Circle's regulatory compliance reduces legal risks

  • Institutional Grade: Enterprise-level security and reliability

  • Liquidity Access: Deep liquidity pools for large transactions

  • Audit Trail: Complete transaction history and compliance reporting

Multi-Chain Architecture

Chain Selection Algorithm

  • Cost Optimization: Automatically selects the most cost-effective chain

  • Speed Requirements: Prioritizes faster chains for urgent transfers

  • Liquidity Availability: Ensures sufficient liquidity on selected chains

  • Network Congestion: Avoids congested networks for better performance

Cross-Chain Bridge Integration

  • Wormhole: Secure cross-chain message passing

  • LayerZero: Omnichain interoperability protocol

  • Chainlink CCIP: Cross-chain interoperability protocol

  • Custom Bridges: Proprietary bridges for specific use cases

Security Measures

Smart Contract Security

  • Multi-signature Wallets: Enhanced security for large transactions

  • Time-locked Contracts: Additional security for critical operations

  • Upgradeable Contracts: Ability to fix bugs and add features

  • Audit Trail: Complete on-chain transaction history

Key Management

  • Hardware Security Modules (HSM): Secure key storage

  • Multi-party Computation: Distributed key generation

  • Cold Storage: Offline storage for maximum security

  • Key Rotation: Regular key rotation for enhanced security

Performance Optimization

Transaction Batching

  • Batch Processing: Multiple transactions in single batch

  • Gas Optimization: Minimize gas costs through efficient batching

  • Priority Queuing: High-priority transactions processed first

  • Dynamic Gas Pricing: Real-time gas price optimization

Network Monitoring

  • Real-time Monitoring: Continuous network health monitoring

  • Congestion Detection: Automatic detection of network congestion

  • Failover Mechanisms: Automatic switching to alternative networks

  • Performance Metrics: Detailed performance analytics and reporting

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